The 52 Week Challenge 2015Saturday, January 03, 2015
How time flies. In a blink of an eye, 2015 is already here.This year we promised ourselves to be more proactive when it comes to achieving our goal which is to save 50,000.00 pesos or more at the end of the year. We're not getting any younger and saving for our retirement should be our main priority while we can. I believe that the 52 week money challenge is doable. We just need to double our discipline and resistance to unnecessary things (food, food and food) Yes, we sometimes get over the limit of our food budget and that's not a good thing.
Well, in fairness to us, that's the only thing we spend our money to. We are proud to share that we don't owe anyone a single cent, we don't have credit cards to pay for, and all our bills+house rent are paid monthly with no previous balance. We are actually given incentives for being a good payer. We felt that indulging in good food is worth the price until we realized last December that if we want to continue our lifestyle in the future, we need to change our financial strategy. Increasing our savings will be beneficial in the future. :) :) :)